The under 65 health insurance market is continually changing and now you have more options than ever. The last thing you want to do, however, is end up paying too much for a plan with too little coverage. Because i2 Agency is not tied to any one company or even any one type of plan, we can make sure that all your doctors and prescription drugs are covered in a way that not only fits your budget but also gives you peace of mind. In other words, we do the shopping for you.

There are a lot of factors involved in making an informed decision on your Under 65 Health insurance. If you have pre-existing conditions, the Affordable Care Act or Marketplace is definitely something you need to consider. Depending on your income, there may be federal premiums subsidies that can help offset the cost making this option more affordable for you.

Some plans offer zero deductible plans. If you want to further reduce your monthly premiums, you can choose a high deductible plan or one that combines a high deductible with a Health Savings Account. We can also review how your prescriptions are covered or if you need to use discount plans like GoodRx to help lower your costs for medications.

If you need a plan to bridge the gap between one employer’s plan to another, a short-term medical plan may be appropriate for your needs. Additionally, for those without pre-existing conditions, short-term medical plans are also a great option for catastrophic coverage.
These plans can cover you for up to a year and some can be extended for an additional 2 years. The premiums for these plans are usually lower than other options.